Current Rates | Updated April 22, 2026
Secure Your Mortgage with Our Competitive Rates!
Lowest Fixed Rate
4.24%
Rate Hold Period
120 Days
Pre-Approval
24 Hours
Choose Your Mortgage Type
Understanding the difference between fixed and variable rates
Fixed Rate Mortgages
Lock in your interest rate for the entire term. Perfect for budget stability and peace of mind.
- Predictable monthly payments
- Protected from rate increases
- Easier to budget long-term
- Best for risk-averse borrowers
Starting from
4.24%
5-year term
Variable Rate Mortgages
Rate fluctuates with the market. Potential for savings when rates drop.
- Often lower starting rates
- Flexibility to benefit from rate drops
- Lower penalties for breaking
- Best for rate-watching borrowers
Starting from
3.65%
5-year term
Recent Mortgage rate
- Bank Rates
- 1 Year Closed
- 2 Year
- 3 Year
- 4 Year
- 5 Year Fixed
- 5 Year Variable
- Our Best Rates
- 4.84%
- 4.44%
- 4.24%
- 4.29%
- 4.24%
- 3.65%
- Bank Rates
- 5.49%
- 4.89%
- 6.05%
- 5.99%
- 6.09%
- 4.45%
Please Note: Advertised rates are not guaranteed and the rate provided by any financial institution listed, or any approval or decline you receive, will be based solely on your personal situation.
Why Lock Your Rate Today?
Protect yourself from market volatility
120-Day Rate Hold
Lock in today's rate for up to 120 days while you shop for your perfect home.
Best Rate Guarantee
If rates drop during your hold period, we'll automatically give you the lower rate.
Fast Pre-Approval
Get pre-approved in as little as 24 hours and secure your rate immediately.